Dental care is an essential component of employee health. Studies show that employees with dental insurance miss work less often than those without it, and this can reduce overall group health costs.
While providing medical and dental benefits is a must for any small business, these benefits aren’t free. However, compared to group health insurance, dental is one of the more affordable options for small businesses.
Increased Morale
Employees with access to dental insurance are more likely to have higher morale than those without it. This is because it shows that their employer cares about them and is willing to help with the cost of their health care. They will be more dedicated to their work and the company.
Studies have shown that employees more satisfied with their benefits package tend to be happier and more productive on the job. They will also be less likely to need time off for personal or family issues, reducing productivity losses for the business.
Many employees consider dental coverage a non-negotiable regarding their benefits package, ranking it right up there with group health insurance and a retirement savings plan. This is one of the reasons why companies often look to add more comprehensive dental coverage as part of their overall benefits offerings.
Small businesses can find affordable plans with low deductibles and annual maximums that will provide the best value for their employees. The key is choosing a small business dental insurance company that offers flexible and comprehensive coverage options and cost-saving features like preventive care that doesn’t count towards the deductible or annual limit. This will help ensure employees regularly visit the dentist, avoiding more costly and extensive procedures.
Increased Productivity
In the benefits arena, medical health plans receive significant time and consideration from small business owners as they search for benefits their employees want and can afford. Dental coverage is often treated as an afterthought and a luxury. However, offering a dental plan that meets the needs of your employees can increase employee morale and productivity in the workplace.
Employees who suffer from dental problems can become distracted and disengaged from their work, especially if they are in pain or experiencing other discomforts. Providing affordable dental insurance gives them the motivation to make regular appointments and take care of their oral health before issues become severe. When dental care is taken seriously, it can also lead to improved overall health, which has been linked to heart disease, diabetes, and cancer.
While medical health plans are an essential part of any benefits package, dental insurance can help set your business apart in the job market and attract top talent. When you work with a trusted insurance agency to arrange an affordable group dental plan that meets the needs of your employees; it can improve employee morale, reduce costs, and increase productivity in the workplace. Your business will thrive as you continue to recruit and retain the best employees. The perks of offering dental insurance to your employees will pay dividends for years to come.
Increased Retention
Employers often provide dental insurance to employees to show that they care about them and believe that regular oral health checks are essential for overall health. Studies show that employees with access to a dental benefit are two to three times more likely to visit the dentist. This translates into lower costs for the employer and healthier, more productive employees.
Employees with dental coverage are less likely to miss work due to dental problems and, as a result, have improved overall productivity. In addition, dental care can also detect other health issues such as heart disease, diabetes, and kidney problems.
Offering a competitive and affordable group dental plan can attract and retain the best talent for your small business. The right dental insurance provider will allow you to provide a flexible plan design with different funding options and provider networks to meet the needs of your employees.
An excellent dental insurance provider will also have a robust network of participating dentists to ensure that your employees can easily find a nearby dental provider that meets their convenience, cost-effectiveness, and quality requirements. In addition, they can offer benefits such as reduced member coinsurance and deductible for in-network services and the option of weekend or evening appointments.
Increased Employee Engagement
Employees feel cared for when their employer offers them a robust benefits package. While health insurance and 401(k) plans are often front and center in conversations about employer-sponsored benefits, dental coverage is also an affordable option for small businesses that can be easily included in a comprehensive benefit program.
A well-designed dental plan can help employees stay healthy and avoid costly procedures in the future. This can save you and your employees money and help keep employees focused on work when they should be. In addition, healthier and happier employees take fewer sick days.
Offering dental insurance can also show that you are a caring and forward-thinking company. Most people know dental care is essential to their overall health and that a healthy smile can boost self-esteem and confidence. However, many individuals must wait too long to see a dentist, which can lead to oral discomfort and other health problems.
Employers can offer a wide range of competitive dental plans that are either 100 percent employer-paid or shared equally between the employer and the employee. These dental plans can include no deductibles for preventive services and provide hefty discounts at over 130,000 dental providers nationwide. Selecting a dental insurer that offers excellent service, including prompt claim payment and a responsive call center, is also essential.
